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New Jersey-based Cross River Bank is acquiring loyalty specialist Accrue to integrate branded wallets and stored value into its core infrastructure stack.
Mercury CEO Immad Akhund signals a pivot toward a full national bank charter, marking a strategic shift for the $1.6 billion fintech as regulatory pressure on partner banks intensifies.
The Federal Deposit Insurance Corp. is working to launch an independent standards committee to certify bank-fintech partnerships, a move that could permanently alter the unit economics of the bank-as-a-service sector.