All stories tagged regulation on VentureGrill.
Chicago fintech lender Avant has filed for a national bank charter with the OCC, seeking to eliminate third-party sponsor banks and access lower-cost deposit funding.
New entrants in the U.S. banking sector face a daunting $20 million floor to launch, a stark reflection of the regulatory and capital costs that have stifled competition since 2010.
The CFTC has submitted a proposal to regulate crypto asset markets, marking a significant shift toward federal oversight following the failure of the Clarity Act.
The Digital Asset Market Clarity Act's defeat in the Senate leaves US crypto firms and investors without a unified regulatory framework, shifting the burden to existing agencies and signaling prolonged uncertainty.
Frontier AI labs are caught in a paradox: advocating for development 'pacing' while simultaneously raising billions to fuel compute-heavy, high-speed training runs.
Despite high-profile calls from AI labs to slow development, investors remain committed to the underlying compute infrastructure, signaling a decoupling of safety rhetoric from capital allocation.
Block is seeking a national trust bank charter, a move that would reduce reliance on sponsor banks and bring critical crypto custody and settlement functions in-house.
A public disagreement between the Commerce Department and the Pentagon over Anthropic's federal status highlights the regulatory hurdles AI labs face in securing lucrative defense contracts.
World Liberty, a proposed crypto trust bank backed by the Trump family, has secured a 49% equity stake from a senior UAE official, deepening its ties to the Middle East. The venture has also received preliminary federal approval, signaling progress in the regulated digital asset
Latin America’s largest bank has secured conditional approval for a US national bank charter, marking a strategic pivot toward capturing the high-net-worth segment in Miami.
The US Securities and Exchange Commission has unveiled new proposed rules for crypto assets, aiming to establish a clear framework for investment contracts involving digital assets and provide a conditional safe harbor for certain projects.
The FDIC is considering an industry-led body to certify fintechs, a move that could standardize risk management and lower the compliance burden for bank partnerships.
The federal antitrust investigation into Andreessen Horowitz over interlocking directorates threatens the traditional venture capital governance model and could reshape startup boardrooms.
The Office of the Comptroller of the Currency's conditional bank charter approval for the Trump-linked crypto venture signals a dramatic shift in federal regulatory posture toward digital assets, opening a highly politicized pathway to federal banking rails.
Payments platform Nayax and credit infrastructure provider Zaria have filed applications for US bank charters, indicating a strategic shift among fintechs towards direct regulatory oversight and broader financial service capabilities.
The Federal Deposit Insurance Corp. is working to launch an independent standards committee to certify bank-fintech partnerships, a move that could permanently alter the unit economics of the bank-as-a-service sector.
Major AI developers and their financial backers are lobbying Washington with divergent visions for AI regulation, setting the stage for a policy battle that will shape market access and investment opportunities in the sector.
Nvidia and Microsoft spearhead industry coalition urging policymakers to promote open-weight AI models, a move aimed at maintaining US leadership amid rising global AI competition.